The
reality of a compromised identity management scheme embarked upon by the
Federal Government through the National Identity Management Commission in
collaboration with MasterCard finally dawned on millions of Nigerians in August
when President Goodluck Jonathan formally launched the electronic
identification (e-ID) card and received the first biometric card, which will
double as a payment card.
Perhaps,
the anomaly could have been stopped from becoming a reality if Nigerians had
been vigilant enough to appreciate the enormity of what was being proposed
during the initial announcement at the World Economic Forum on Africa in May
2013. No doubt, when the announcement was made in faraway South Africa, very
few Nigerians paid attention to its implication on national sovereignty or
otherwise.
Excluding
the promoters of the idea and their collaborators, Nigerians watched in horror
as the President, beaming from ear to ear, brandished his freshly issued e-ID
with the MasterCard logo emblazoned on it and proceeded to make withdrawal from
an Automated Teller Machine installed for the purpose at the venue of the
ceremony. In a truly democratic environment, the indignation expressed by
several commentators afterwards would have resulted in a heated debate and
subsequent review of the partnership at the end of which the matter would be
resolved to everyone’s satisfaction.
But
what has happened since then? Did the National Assembly bother to investigate
the partnership that birthed the e-ID? Did the NIMC indicate any movement
towards adjusting the card to accommodate the concerns of Nigerians?
Considering the huge amount already sunk into the project and its long history,
is it not desirable to address all grey areas now instead of leaving it for
future governments? The Federal Government must understand that as long as
these issues remain, the identity card scheme will remain a mirage.
Among
the objections to the NIMC and MasterCard partnership that I have seen so far,
the title of the “Federal Republic of MasterCard” used by Olusegun Adeniyi in
his Thursday column “The Verdict” published in ThisDay in September is clearly
the most compelling argument against what the e-ID promoters dubbed as the largest
roll-out of a formal electronic payment solution Nigeria and the broadest
financial inclusion initiative of its kind on the African continent.
Undoubtedly,
the reasoning that the partnership compromises national security and therefore
the country’s sovereignty is clearly sentimental. The other argument that it is
another form of colonialism holds no water in an import-dependent economy where
rent-seeking is given preference over production or manufacturing. For whatever
it is worth, the promotion of the so-called stomach infrastructure over
qualitative engagement of the citizenry at all levels of governance in the
country is responsible for the miserable state of affairs in the country today.
In
today’s technology-driven global economy, much of the civilised world is under
massive surveillance by intelligence agencies such as the US’s NSA and UK’s
GCHQ based on information supplied by the NSA whistle blower, Edward Snowden.
Given the widespread collection of information, apparently from central servers
of major Internet companies and from other core servers that form part of the
Internet backbone, activities of billions of people across the world including
Nigeria have been caught up in a drag net-style surveillance software known as
Prism.
The
NSA’s Prism, according to a classified document published in the aftermath of
Snowden’s revelation, provides access to the systems of Microsoft (and
therefore Skype), Facebook, Google, Apple and other US Internet giants. Either
these companies have provided “master keys” to decrypt their traffic ((which
they deny) or the NSA has somehow found other means. What is now indisputable
is that anyone who is plugged into any of the devices or technology solutions
on offer by the US Internet giants is already under surveillance. Take it or
leave it, Nigeria’s sovereignty was already compromised by its reliance on
Western technology because reliance means vulnerability.
From
the perspective of a marketing professional, the blatant defacement of the e-ID
with the MasterCard logo is a massive error of judgment. Obviously, the NIMC
could not have granted such advantage to a local technology firm because
competitors will be up in arms. Law 16 in Ries and Ries authoritative, “The 22
Immutable Laws of Branding”, states that, “After a symbol has been associated
with a name for a long period of time, the symbol can represent the name.” This
explains why the Swoosh symbol on any item is easily recognised as the Nike
brand. The same goes for the Apple logo and many other successful brands with
easily recognised logo.
Since
Nigeria is not the “Federal Republic of MasterCard” but the Federal Republic of
Nigeria, the presence of MasterCard logo on the e-ID is deeply offensive. As a
legal practitioner, Mr. Fred Agbaje told a newspaper recently, by adding the
logo, the company can enjoy copyright (ownership) over the cards. “You cannot
say something is national and put the emblem of even one of the states of the
federation on it, not to talk of a private company. Why is the government
cheapening the people of Nigeria?
“By
carrying the national ID card with the MasterCard logo on it, they are
indirectly saying I should be a means of advertising for a private company.
What is my interest in the company? Am I a shareholder there? It is
unconstitutional,” Agbaje said.
To
the professional banker, turning the e-ID into a payment solution is
encroaching on their turf while the individual is unnecessarily saddled with
the extra burden of ensuring that he is not rendered penniless by the mere loss
of an identity card which may be very difficult to replace due to bureaucratic
bottlenecks that he is bound to encounter. The Federal Government should not be
in competition with the private sector. The NIMC should concentrate on its
constitutional duty of managing the database of the identity of Nigerians and
leave banking operations to professional bankers. Besides, the ongoing
Biometric Verification Number project of the Central Bank of Nigeria is capable
of resolving the identity challenge in the banking sector.
It
is shameful and saddening that for almost four decades successive governments
have been unable to conclude a simple exercise of giving Nigerians identity
cards. Interestingly, the expertise that can ensure a smooth and seamless
implementation of the project is available locally. The drawback to such a
progressive approach has unfortunately been the preference for stomach
infrastructure over excellence. May God deliver us from the ineptitude and
slapdash conduct of those who have been entrusted with the management of our
common wealth.
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